Money Matters

Better Business

Money is a sensitive topic for many people, and it can be difficult to talk about, especially if you're struggling financially. However, it's important to remember that you're not alone and that there are resources and help available. We have lots of advice available for both individuals and businesses on saving money and taking charge of your financial situation. This includes setting budgets, planning to avoid unnecessary costs, managing margins in your business, and broaching the topic of pay rises with employees.

Eight Ways to Improve your Business Credit Score

Looking to improve your business credit score? Here are eight ways you can keep on top of your score and put yourself in the best position possible for business funding applications. Your business credit score is a measurement used to represent the status of your business’ financial health. Having a good business credit score will signify financial stability and creditworthiness to existing and potential customers, partners, suppliers and lenders. This means that whether you’

Better Business

Federation of Small Businesses

a few seconds ago6 min read

A Florist’s Guide to Business Grants in England, Wales, Scotland & Northern Ireland

I don’t know about you, but running a business with deliveries, talking to brides, updating the website, keeping on top of what is happening on socials, email marketing, bookkeeping and accounts, and managing the team, all while keeping myself (relatively) healthy and sane, is almost impossible and definitely more than a full-time job. Wine helps. Research on government grants was so far down my list, I couldn't even see it. So, when I started thinking about this month’s blog

Money Matters

Strelitzia

Jun 183 min read

Research says Retailers Must Adapt to Customer Payment Expectations

New Lloyds research reveals how rising expectations around speed, convenience and flexibility are reshaping retail and why payments now matter well beyond the checkout. New research from Lloyds reveals that 91% of UK retail business owners and decision-makers say adapting to changing customer behaviour is now a top business priority, as retailers face growing pressure to deliver faster, easier and more flexible experiences, both in-store and behind the scenes. The new report,

Better Business

Modern Retail

Jun 153 min read

The Small Business Guide to Green Business Grants

Discover the green business grants available to UK small businesses in 2026, from the Boiler Upgrade Scheme to Innovate UK funding, and learn how to apply successfully. Making your business more sustainable is one of the most important investments you can make right now. Energy costs are up, customers increasingly expect green credentials, and the UK government has committed to reaching net zero by 2050. The problem is that doing it properly costs money that many small busine

Sustainability

Federation of Small Businesses

Jun 89 min read

How to Create a Small Business Budget

As a smaller business, every penny counts. Here, AAT (Association of Accounting Technicians) explain how you can create a budget and get a clearer idea of your expected income and expenses. Budgeting is so important for making sure you keep track of your spending and meet your business goals. A simple yet thorough budget can be completed in an evening and can save your business time and money in the long term. Whether you’re a new or established business, understanding the ba

Money Matters

Federation of Small Businesses

Jun 16 min read

Understanding Costings and Retail Pricing

Many florists enter the industry because of a passion for flowers and design. However, creativity alone cannot sustain a business. Every bouquet sold must cover not only the cost of flowers but also labour, packaging, rent, utilities, delivery, and waste. When these elements are overlooked, florists may unknowingly underprice their work. A bouquet priced purely on instinct or competitor comparison can quickly erode profit margins. In contrast, florists who understand their tr

Better Business

Karen Barnes

May 115 min read

Sustainability: How to Switch to a Green Energy Supply

With rising awareness of climate responsibilities, shifting customer expectations and growing pressure to reduce emissions, choosing a renewable energy supplier has become both a strategic and ethical decision. Switching to a green tariff not only helps businesses reduce their environmental impact but it can also enhance brand reputation and provide long‑term cost stability. How Green Energy is Defined A mechanism called REGO (Renewable Energy Guarantees of Origin) is used to

Sustainability

Jackie Whittaker

Apr 152 min read

Are Photoshoots Worthwhile?

Expert florist Viv Bradford shares her tips for getting the most from styled photoshoots.

Better Business

Viv Bradford

Apr 93 min read

Sustainability: How Small Businesses Can Use Energy More Sustainably

Small businesses have a significant role to play in building a more sustainable future, and using energy wisely is one of the most obvious places to start. By making a few smart changes, whether that’s upgrading to efficient equipment, changing everyday habits, or exploring renewable options, businesses can cut costs, reduce their carbon footprint, and contribute to a healthier planet. Sustainable energy use isn’t just good for the environment; it’s good for business, too.

Sustainability

Jackie Whittaker

Apr 82 min read

Break-even Analysis for Small Business: Calculate your Break-even Point

Break-even analysis helps you calculate how many units you need to sell to cover fixed and variable costs. Learn how it works and how to use it in your business planning. Every business, from start-up to established enterprise, needs to answer one essential question: when will we actually start making money? That’s where break-even analysis comes in. What is a break-even analysis? A break-even analysis is a financial planning tool that identifies the exact moment your total r

Money Matters

Federation of Small Businesses

Apr 76 min read