Your best employees work hard because they’re passionate about what they do. But even they still probably want more money....

A chargeback is a reversal of a payment made on a credit or debit card when the payment could be incorrect or fraudulent. The chargeback...

I don’t know a single florist who doesn’t work incredibly hard, so it is really galling to fall victim to a scam of any kind. I know because I was a victim myself a few years ago when someone phoned at Valentine’s Day for a bouquet of white roses, teddy bear and chocolates total cost £160. Just before the 120-day limit expired, I received notice of a chargeback and even though I had all of the evidence of the order, signature for delivery etc the bank found in the (dodgy) c

To help you adapt to these changes the Floristry Trade Club have teamed up with Key Partner Croner to offer a free webinar, open to everyone.

New polling from the British Retail Consortium (BRC) shows significant concern among retail finance chiefs, who say government policy is driving up inflation and job losses. A survey of CFOs (Chief Financial Officers) and Finance Directors at retailers together representing over 9,000 stores comes as the Chancellor is preparing for the next Budget. Given concerns about potential tax rises on the horizon, 56% of CFOs described their feelings about trading conditions over the

Our guide to HMRC enquiries takes you through the whole process, including how long they take, what you need to do and how you can protect your business. As a business owner, you might find your business finances and tax position under enquiry. An enquiry by HMRC can feel like a time-consuming process that keeps you away from the task of working on your business, so knowing what to expect can alleviate some of the initial panic. What triggers a tax enquiry?

At what point does your small business have to start paying VAT? Should you voluntarily pay VAT?

The costs involved in setting up a business depend on a huge variety of factors, from your location, to the originality of your product and from the state of your industry to the wider state of the economy. For aspiring shop owners, the cost to cover the first year of a retail store’s life are estimated to be, on average, around £172,000 according to research by quotemyenergy.co.uk. Because of the variables at play, it is impossible to say definitively how much it costs to op

Get your invoices right from day one with our guide to how to write an invoice for sole traders and limited companies. From one-off freelance jobs to regular contracted work, invoicing is part and parcel of business life and ensuring you get paid on time. When you’ve just launched a new business, finance can seem like the least fun side of your business but knowing how to write a professional invoice correctly means you’ll get paid for all your hard work. What is an invoice?

The UK is ramping up its efforts to go green and get everyone on board; the government has rolled out some pretty great perks for people and businesses willing to make eco-friendly changes. In addition to saving your money (slashing energy costs), these green tax breaks are a win-win for your pocket and the environment. If you’re wondering how investing in sustainability can save you money, this guide breaks it all down in simple terms. What Are Green Tax Breaks?

Finding the right small business funding can be a game-changer, whether you're launching a start-up or scaling an existing business. But with so many options available - grants, investors, crowdfunding, and alternative finance - it’s essential to choose the right funding source for your needs. In this guide, we’ll break down different funding types, explain how to find investors and highlight opportunities such as government grants for businesses. By understanding your option

Find out why it pays to be protected if HMRC starts a tax enquiry into your business and discover the comprehensive cover available to...

Always eager to explore new ways to engage and share knowledge with our Individual and Business Members, we're excited to present this webinar from Quilter Financial Advisers. This is the first of many webinars we plan to bring you this year covering a wide range of topics that effect florists. Quilter Financial Advisers is the trusted financial advice partner of the Floristry Trade Club. They are a leading financial business, and their purpose is to help you achieve your asp

If you’ve lost count of how many reminder letters you’ve sent and phone calls you’ve made to chase late payments, learn more about the legal action you can take to recover debts. There is undoubtedly a balance to be struck by businesses between maintaining a good relationship with your clients (ensuring long-term income) and receiving prompt payment for the goods and services provided (preserving short-term cash flow). Whilst payment plans and deferred payments will be the ri

A fuel card is a convenient way to purchase fuel and other related services. It’s commonly used by businesses and fleet operators to simplify managing fuel expenses. Fuel cards offer detailed reporting, cost-saving opportunities, and simplify billing processes. In this guide, we will discuss everything you need to know about fuel cards and the value they bring to both businesses and individuals.