Finding the right small business funding can be a game-changer, whether you're launching a start-up or scaling an existing business. But with so many options available - grants, investors, crowdfunding, and alternative finance - it’s essential to choose the right funding source for your needs. In this guide, we’ll break down different funding types, explain how to find investors and highlight opportunities such as government grants for businesses. By understanding your option

Great advice from Aldermore Bank on how to ride out the current financial storm and set your business up for a more secure future.

Find out why it pays to be protected if HMRC starts a tax enquiry into your business and discover the comprehensive cover available to...

Always eager to explore new ways to engage and share knowledge with our Individual and Business Members, we're excited to present this webinar from Quilter Financial Advisers. This is the first of many webinars we plan to bring you this year covering a wide range of topics that effect florists. Quilter Financial Advisers is the trusted financial advice partner of the Floristry Trade Club. They are a leading financial business, and their purpose is to help you achieve your asp

If you’ve lost count of how many reminder letters you’ve sent and phone calls you’ve made to chase late payments, learn more about the legal action you can take to recover debts. There is undoubtedly a balance to be struck by businesses between maintaining a good relationship with your clients (ensuring long-term income) and receiving prompt payment for the goods and services provided (preserving short-term cash flow). Whilst payment plans and deferred payments will be the ri

A fuel card is a convenient way to purchase fuel and other related services. It’s commonly used by businesses and fleet operators to simplify managing fuel expenses. Fuel cards offer detailed reporting, cost-saving opportunities, and simplify billing processes. In this guide, we will discuss everything you need to know about fuel cards and the value they bring to both businesses and individuals.

Experienced florist and business owner Karen Barnes offers her advice on managing your florist finances.

Whether you’re just starting out in business or are used to filing your tax return every year, our tax experts from FSB Tax Investigation Protection explain what business expenses you can claim as a sole trader or limited company. What is a business expense? From stock and staffing costs to travel and training courses, there are lots of everyday outgoings when you’re running your own business. Understanding the allowable expenses you can claim can help to reduce your tax bi

Make your tax return less stressful with top tips for filing your self assessment from our specialists at FSB Tax Investigation Protection. Running your own business means you get to do what you’re passionate about every day, but for most people, the thought of finances and filling out tax paperwork fills them with dread. If you’re new to self-employment or want to make the process less daunting,  FSB Tax Investigation Protection  are here to help.  1. Don’t miss the deadline

Ready to register your small business for VAT in the UK? Our guide covers when you need to register, VAT thresholds, and the process to follow to stay compliant. Not sure if you need to register for VAT, or unsure how to go about the process? Don’t worry - our VAT experts from FSB Tax Investigation Protection answer your commonly asked questions about VAT registration for small businesses. As your business grows, you may reach the point where you need to register for VAT wit

Steph Gemson of TaxGem outlines how to calculate your business margins to make sure that you're being paid enough for products and...

Sadly, late payments can be a big issue for small businesses, but there are steps you can take to deal with them and mitigate the effects. When a customer doesn’t pay, they’re hanging on to money that is rightfully yours. Chasing debt can be stressful for a small business owner, and unfortunately with a third of payments to small businesses being late, it’s an all-too-common occurrence. If you’re unsure where to begin, we’re here to guide you through the questions you might h

Find out how you can get the best deal on your business insurance without compromising on protection for your small business, with five top tips for reducing your insurance premiums. When looking at your cash flow and expenses, business insurance premiums can be costly, especially after you add up all the other costs associated with running a small business. There are many types of business insurance cover you can buy to improve your business resilience. Some you are legally

As cybercrime continues to rise, businesses of all sizes are increasingly vulnerable to scams. From phishing to identity theft, discover how you can protect your small business against scams and fraud with our top tips. The number of scams designed to trick consumers into handing over their personal details and cash-in on current financial uncertainties has also been on the rise. A 2023 report by Cifas, the UK's leading fraud prevention agency, showed that £7.5 billion was st

If, like thousands of others, you’ve just had a baby born in the most popular birth months of September and October or this month,...