Open Banking lets small businesses securely share financial data, simplifying access to finance, improving cash flow & accounting. It also enables easier, more secure, and cheaper customer payments, offering a competitive edge. It's a UK government-backed initiative for better business management. What is Open Banking? Open Banking is a way for you to safely and securely share your business’s financial data, such as your bank transactions or account details, with other truste

Accessing the right type of finance is essential for the growth and sustainability of any small business. From traditional bank loans and government grants to alternative options like angel investors and invoice financing, there are numerous ways to secure the funds you need. Each method comes with its own benefits, requirements, and risks, so understanding these options is key to choosing the best fit for your business goals. By exploring a mix of short-term and long-term fi

It’s been a long journey to today, with an extended BRC campaign that included extensive engagement with Ministers, MPs and wide-ranging media and broadcast coverage. While she namechecked the BRC in her speech, the Chancellor presented a Budget that was a mixed bag for retail. While some shops will receive new support, costs have been brought in for others. The announced permanent reduction in retail business rates is an important step to reduce the industry’s burden. Howeve

Finances are an area of difficulty for many people. And at Christmas, these concerns can become even more heightened.

A chargeback is a reversal of a payment made on a credit or debit card when the payment could be incorrect or fraudulent. The chargeback...

I don’t know a single florist who doesn’t work incredibly hard, so it is really galling to fall victim to a scam of any kind.  I know because I was a victim myself a few years ago when someone phoned at Valentine’s Day for a bouquet of white roses, teddy bear and chocolates total cost £160.  Just before the 120-day limit expired, I received notice of a chargeback and even though I had all of the evidence of the order, signature for delivery etc the bank found in the (dodgy) c

The UK is ramping up its efforts to go green and get everyone on board; the government has rolled out some pretty great perks for people and businesses willing to make eco-friendly changes. In addition to saving your money (slashing energy costs), these green tax breaks are a win-win for your pocket and the environment. If you’re wondering how investing in sustainability can save you money, this guide breaks it all down in simple terms. What Are Green Tax Breaks?

Great advice from Aldermore Bank on how to ride out the current financial storm and set your business up for a more secure future.

Experienced florist and business owner Karen Barnes offers her advice on managing your florist finances.

Steph Gemson of TaxGem outlines how to calculate your business margins to make sure that you're being paid enough for products and...

A guide to bank fees for small businesses Keeping on top of your outgoings is essential for any business, but with so many fees...

Read Croner's latest guide for employers on what to do if you need to make redundancies.

Health Assured offer practical advice and tips to cope with financial-related stress and anxiety.

Did you know that £1.3 billion was lost to fraud in 2021? Review top tips from the MET Police on how to prevent fraud in your business.

On the 6th of April 2022, changes came into effect with regards to the Divorce, Dissolution...